Our secured installment loans are affordable, easy and extremely fast for new or used vehicles such as cars, trucks and vans. We finance up to 100% of the purchase price or value for new and used vehicles, depending on credit history, and we don't charge application fees.

Down payment requirements range from 0 – 10% (we may require more depending on credit history), and repayment terms up to 72 months on a new vehicle and 60 months on a used vehicle are available.  Numerous payment methods and due dates are available and interest costs can be reduced through extra payments at no charge or penalty.

The Annual Percentage Rate (APR) remains the same throughout the loan and is determined at the time of the loan based on the member's credit rating/history.  Interest is only charged on the unpaid balance.

Vehicle loans are secured by tangible collateral such as the vehicle(s) and require a lien and continuous full coverage insurance on the collateral. Our Indirect Lending Program with most local dealerships, combined with our Automated Lending software will provide, in most cases approval within minutes.