|
Product
|
Note
|
Fee
|
|
Account History Printout
|
In lobby, history from last statement date to current
|
$3.00
|
|
Account Research or Reconciliation
|
Per hour, One hour minimum
|
$25.00
|
|
ATM/Debit Card or PIN Replacement
|
Per occurrence
|
$5.00
|
|
ATM Withdrawals (non-network)
|
Per occurrence, from non-SC24, non-Co-op network, or non-E&A CU Owned ATMs
|
$1.00
|
|
Below Minimum Balance (Savings)
|
If under $5.00
|
$1.00
|
|
Canadian Check Processing
|
per item
|
$5.00
|
|
Cashier’s Checks
|
per item
|
$1.00
|
|
Check by phone
|
Per item
|
$5.00
|
|
Check Copies
|
Per copy
|
$5.00
|
|
Coin Counting Fee
|
5.0% of the amount presented; Gimme and Safari accounts are exempt. Amounts left on deposit or utilized for loan payments on general member accounts are excluded.
|
5%
|
|
Collection Item-First Union
|
Per item
|
$10.00
|
|
Christmas Club Withdrawal Fee
|
Per occurrence
|
$10.00
|
|
Closed Account
|
If within 90 days of opening
|
$5.00
|
|
Escheatment Notification
|
Notification prior to escheatment
|
$5.00
|
|
Escheatment Processing
|
At time of escheatment
|
$25.00
|
|
Financial Bridge
|
If under $2,500
|
$10.00
|
|
Financial Bridge Plus
|
If under $25,000
|
$10.00
|
|
Garnishment/Tax Levy
|
Per Occurrence
|
$40.00
|
|
Inactive Account
|
No account activity for one year
|
$5.00
|
|
Land Contract
|
Per payment processed
|
$4.00
|
|
IRA Early Withdrawal
|
Per occurrence
|
$25.00
|
|
MasterCard Issuer Cross-Border Fee
|
For cross-border Debit Card transactions that are converted from foreign currencies to U.S. Dollars
|
Up to 1% of the amount of the transaction
|
|
MasterCard Currency Conversion Fee
|
For cross-border Debit Card transactions, excluding transactions initiated in U.S. territories or at U.S. Military bases.
|
Up to 1% of the amount of the transaction
|
|
Medallion Signature Program
|
Free member service
|
Free
|
|
Money Orders
|
Per item
|
$1.00
|
|
Overdraft Transfers
|
per item
|
$3.00
|
| Returned Overdraft Fee |
per item |
$34.50 |
| Paid Overdraft Fee |
per item |
$25.00 |
|
Re-Open Account
|
Within 90 days of closing
|
$5.00
|
|
Return Deposit Item -Domestic
|
Per Item
|
$25.00
|
|
Return Deposit Item -Foreign
|
Per Item
|
$40.00
|
|
Return Deposit Item -3rd Party Endorsed
|
Per Item
|
$30.00
|
|
Returned Mail
|
One-time fee, then mailing stops
|
$5.00
|
|
Statement Copy
|
Per statement
|
$5.00
|
|
Stop Payment Order - Initial
|
Per item or series
|
$10.00
|
|
Stop Payment Order - Item returned
|
Per item
|
$15.00
|
|
Stop Payment Order Cancellation
|
Per item
|
$15.00
|
|
Temporary Checks
|
Per page (four per page)
|
$4.00
|
|
Telephone Transfer Fee
|
Transfer performed by relationship navigator - per transfer
|
$5.00
|
|
Velocity Checking Account Maintenance
|
Per month if balance falls below $200
|
$5.00
|
|
Safe Deposit Box Fees
|
Note
|
Fee
|
|
Annual Rental - 10x10
|
Annual rental fee
|
$100.00
|
|
Annual Rental - 5x10
|
Annual rental fee
|
$60.00
|
|
Annual Rental - 3x10
|
Annual rental fee
|
$35.00
|
|
Annual Rental - 3x5
|
Annual rental fee
|
$25.00
|
|
30-day late payment fee
|
Per occurrence
|
$10.00
|
|
Replacement Key
|
Per occurrence
|
$10.00
|
|
Travelers Checks & Pre-Paid Cards
|
Note
|
Fee
|
|
Checks for One
|
Per $100
|
$1.00
|
|
Checks for Two
|
Per $100
|
$2.00
|
|
Prepaid Traveler Card
|
Per Item
|
$10.00
|
|
Gift Check
|
Per Item
|
$1.50
|
|
Prepaid Gift Card
|
Per Item
|
$3.00
|
|
Wire Transfer
|
Note
|
Fee
|
|
Credit Union
|
Per Transfer
|
$15.00
|
|
Domestic
|
Per Transfer
|
$15.00
|
|
Foreign
|
Per Transfer
|
$35.00
|
|
Magic Wrighter
|
Note
|
Fee
|
|
Computer-to-Computer transfer
|
Per transfer
|
$5.00
|
|
Foreign Transfer Fee
|
Per transfer to an account outside of E&A
|
$0.15
|
|
Pre-notification Fee
|
Per pre-notification
|
$0.15
|
|
Return Item Fee
|
Per rejected entry
|
$10.00
|
|
Sign-up Fee
|
Initial set-up
|
$125.00
|
|
Misc. Business Fees
|
Note
|
Fee
|
| Returned Overdraft Fee |
Per item |
$34.50 |
|
Returned Deposit Item - Domestic
|
Per item
|
$25.00
|
|
Returned Deposit Item - Foreign
|
Per item
|
$40.00
|
|
Returned Deposit Item - 3rd Party Endorsed
|
Per item
|
$30.00
|
|
eBranch Bill Pay Plus
|
Note
|
Fee
|
|
Inactivity Fee
|
If no bills are paid for 90 days, monthly fee
|
$5.00
|
|
Overnight Fee
|
Overnight delivery of payment
|
$14.95
|
|
Second Day Rush Fee
|
Second Day delivery of payment
|
$9.95
|
|
Charitable Donation Fee
|
Charitable Donation Check (Donation on behalf of)
|
$1.99
|
|
Gift Check Fee
|
Special Gift Check payments
|
$2.99
|
