• Variable rate (based on Wall Street Journal prime rate + 1%)*
• Annual Percentage Rate adjusted quarterly; cannot increase more than 5% or decrease more than 2%. Floor is 5% and ceiling is 21%
• Only cost to member is appraisal (if required) and an annual fee of $25.00 after first year
• Interest charged only on unpaid balance
• Extra payments can be made

*Rates are subject to change without notice and are based on actual credit experience.