Loan Rates | Loan Application

A Personal Line of Credit (LOC) provides convenience and piece of mind knowing desired loans, overdraft protection and emergency cash are available 24 hours a day, 7 days a week.

• Around-the-clock access! Loans, overdraft protection and emergency funds are available 24/7
• Competitive Annual Percentage Rate (APR) based on member's credit rating
• Low Monthly Payment! $2.50 per $100 borrowed (minimum $20 per month)
• No Annual Fee!

Members may use their LOC for overdraft protection by authorizing automatic loan advances to be transferred to their checking account in the event of overdraft. This is a very convenient and economical way to prevent the cost of NSF fees and the embarrassment of bounced checks.

For additional lines of credit, check out our EquiFlex Visa Equity Line of Credit. Rates are subject to change without notice.