Fraud Alerts

What is Identity Theft?

Identity theft is when someone uses your name, social security number or any other piece of personal information without your permission or knowledge. According to the Federal Trade Commission, an estimated 9 million Americans have their identity stolen every year.

Types of Scams

Phishing - Thieves attempt to get personal information by luring victims to a replica webpage or email that resembles a real webpage.

Spamming - An email is sent to a large list of recipients. These emails sometimes contain viruses or spyware.

Pharming - The victim is redirected to an illegitimate website instead of the one the victim wants.

Vishing - A type of phishing done over the phone. The victim is asked to call a phone number or visit a website and enter sensitive information.

Dumpster-Diving - The old-fashioned, yet still used, method where thieves sift through garbage or open a mail box to find old documents or receipts that contain sensitive information.

New scams are always being invented that attempt to trick you into giving out your information. Please keep in mind that E&A Credit Union will never request personal information in the form of an email. Never reply to an email asking for sensitive account information. If you receive an email asking for your E&A account information, please immediately call us at 1-800-356-EACU so that we can be made aware of such occurances.

Online Resources

Special Video:

Your Security: Our Priority

Get your Free Credit Report:

www.annualcreditreport.com

Resources Available to E&A Members:

Identity Theft Shield - Independent Associate of Pre-Paid Legal Services, Inc.

Info from the Federal Trade Commission:

Counterfeit Check Scams

Identity Theft

Phishing Scams

Info from the Credit Union National Association:

Consumer News

Internet Fraud Info

If You're a Victim

If you are a victim of Identity Theft or Fraud, download our Fraud Contact Sheet for a list of agencies that you should get in contact with.